5.2

Cash flow forecasting

9 flashcards to master Cash flow forecasting

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Definition Flip

Define 'cash flow'.

Answer Flip

Cash flow refers to the movement of money into and out of a business over a period of time. It's crucial for short-term survival and solvency. A positive cash flow means more money is coming in than going out.

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Key Concept Flip

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Key Concept Flip

Give examples of typical 'cash outflows' for a business.

Answer Flip

Cash outflows are payments made by the business. Examples include payments to suppliers, wages, rent, marketing expenses, and loan repayments.

Definition Flip

Explain the difference between 'net cash flow', 'opening balance', and 'closing balance'.

Answer Flip

Net cash flow is the difference between total cash inflows and total cash outflows for a period. Opening balance is the amount of cash a business has at the beginning of the period. Closing balance is the amount of cash at the end of the period; it is the opening balance plus the net cash flow.

Definition Flip

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Definition Flip

What is 'overtrading' and how does it cause cash flow problems?

Answer Flip

Overtrading occurs when a business expands too quickly without sufficient capital. This can lead to cash flow problems because the business invests heavily in assets and inventory but does not generate enough immediate revenue to cover costs.

Example: a rapidly expanding online retailer may take on many new staff and warehouse space before the increased sales revenue is received. A customer delaying payment by 60 days is also an example of overtrading.
Key Concept Flip

Topic: 5.2 Cash flow forecasting. Question: A business has an opening balance of $7,000. Inflows are $15,000 and outflows are $11,000. Calculate the closing balance.

Answer Flip

The net cash flow is $15,000 - $11,000 = $4,000. The closing balance is the opening balance plus the net cash flow, so $7,000 + $4,000 = $11,000. A business might use this calculation to project cash flow during expansion,

Example: opening a new branch with projected inflows of $15,000 and outflows of $11,000 in the first month.

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5.1 Business finance: needs and sources 5.3 Income statements

Key Questions: Cash flow forecasting

Define 'cash flow'.

Cash flow refers to the movement of money into and out of a business over a period of time. It's crucial for short-term survival and solvency. A positive cash flow means more money is coming in than going out.

Explain the difference between 'net cash flow', 'opening balance', and 'closing balance'.

Net cash flow is the difference between total cash inflows and total cash outflows for a period. Opening balance is the amount of cash a business has at the beginning of the period. Closing balance is the amount of cash at the end of the period; it is the opening balance plus the net cash flow.

What is 'overtrading' and how does it cause cash flow problems?

Overtrading occurs when a business expands too quickly without sufficient capital. This can lead to cash flow problems because the business invests heavily in assets and inventory but does not generate enough immediate revenue to cover costs.

Example: a rapidly expanding online retailer may take on many new staff and warehouse space before the increased sales revenue is received. A customer delaying payment by 60 days is also an example of overtrading.

About Cash flow forecasting (5.2)

These 9 flashcards cover everything you need to know about Cash flow forecasting for your Cambridge IGCSE Business Studies (0450) exam. Each card is designed based on the official syllabus requirements.

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